Bangladesh Bank (BB) has extended special loan rescheduling and restructuring facilities for the borrowers of non-bank finance companies until September 30, 2026, aiming to help struggling businesses recover, reduce non-performing loans (NPLs), and improve liquidity in the financial sector.
According to a circular issued on Thursday by the central bank’s Finance Company Regulation and Policy Department (FCRPD), this policy support is aligned with the benefits previously granted to the clients of commercial bank companies.
Under the new directive, finance companies can now provide special rescheduling and restructuring facilities for affected borrowers based on the financial institution-client relationship.
The facilities will be guided by the instructions issued under BRPD Circular No. 07 (dated September 16, 2025), BRPD Circular Letter No. 26 (dated November 24, 2025), and BRPD-1 Circular Letter No. 16 (dated May 7, 2026).
The central bank emphasised that finance companies must ensure compliance with the provisions of the Finance Company Act, 2023, and relevant department circulars while executing these facilities.
The entire process, including receiving applications from affected borrowers and obtaining official approval from the respective finance company's Board of Directors, must be completed by September 30, 2026.
The BB stated that this initiative is part of its ongoing efforts to assist viable but financially distressed businesses, enabling them to return to profitable operations, which in turn will secure loan recovery for the financial institutions.
The move is also expected to inject momentum into the country's overall economic activities.