7 Most Affordable Countries for Citizenship by Investment in 2026

7 Cheapest Routes to Get Golden Visa and Find Second Home

October 29, 2025, 11:33 AM
by Kawser Md Sayem

UNB News
Publish- October 29, 2025, 11:33 AM
Kawser Md Sayem
Update- October 29, 2025, 12:01 PM

7 Most Affordable Countries for Citizenship by Investment in 2026

Representational Image: Freepik

As global mobility has become a form of financial strategy, citizenship-by-investment programmes are drawing attention beyond the super-rich arena. More nations now offer cost-effective routes to second homes. It allows investors to expand their portfolios geographically while unlocking visa-free access and new business opportunities. These programmes merge lifestyle flexibility with long-term economic security, often for far less than expected. Here’s a list of the cheapest golden visa programmes in 2026.

7 Easiest Countries to Buy Citizenship in 2026

Nauru

Titled the Economic and Climate Resilience Citizenship Program, Nauru has shaped its Citizenship by Investment initiative. Through this programme, investors obtain a stable second citizenship and contribute to Nauru’s climate resilience and long-term growth.

The Nauruan passport, respected for its political neutrality, serves as a safeguard during times of global uncertainty. It grants visa-exempt access to 88 strategic destinations, including the UAE, the UK, Hong Kong, and Singapore.

To qualify, investors must contribute a minimum of USD 130,000 (BDT 1,59,29,953, with USD 1 = BDT 122.54). Families can apply together, including spouses, dependent children, parents, and even siblings, for additional fees.

Importantly, contributions are made only after government approval, ensuring financial protection for applicants. Nauru imposes no restrictions on dual nationality, allowing new citizens to retain their existing passports.

Dominica

When it comes to the most efficient and affordable citizenship programmes, the Caribbean nation of Dominica shines with flexibility. The application process stands out for its speed and the absence of residence requirements, making it highly appealing to global investors.

Applicants may choose between contributing to the Economic Diversification Fund or investing in government-approved real estate projects. Each option requires a minimum investment of USD 200,000 (BDT 2,45,07,620).

Holding Dominican citizenship opens entry upon arrival or visa-free entry to 142 destinations, a network that covers key business and leisure hubs across the globe. The programme also accommodates family inclusions, like spouses, unmarried dependent children under 31, and parents or grandparents over 65 for extra fees.

North Macedonia

Europe’s most affordable golden visa pathway is the investment migration framework of the Republic of North Macedonia. A North Macedonian passport allows visa-on-arrival or open-border travel to 125 nations, among them the Schengen Area, Türkiye, and Hong Kong.

The investment threshold begins at EUR 200,000 (approximately BDT 2,83,96,000), which must be maintained for at least a two-year commitment to a private investment. Applicants may include their spouses and accompanying children below 18, with extended fees. However, spouses can secure citizenship one year after the main applicant’s approval.

Antigua and Barbuda

Known for its competitive and flexible citizenship programme, Antigua and Barbuda offers several routes to citizenship. Among them, a contribution to the National Development Fund remains the most budget-friendly at USD 230,000 (BDT 2,81,83,763). The passport grants entry without a visa or on-arrival visa to about 150 destinations, including the UK, Hong Kong, and Europe’s Schengen Area.

The programme accommodates a wide family circle: spouses, dependent children under 31 (along with their own spouse and children), parents, and grandparents aged 55 or above. Even unmarried siblings of either the main applicant or their spouse can be included, all with additional fees.

A modest requirement applies – citizens must spend at least five days in the country within the initial five-year period post-citizenship.

St Lucia

For those pursuing global access through a straightforward process, St Lucia offers one of the Caribbean’s most efficient citizenship-by-investment programmes. It grants permanent citizenship without any residency or visit obligations, making it particularly convenient for international investors. Holders of a St Lucian passport enjoy visa-free or on-the-spot visa entry to over 146 destinations, including Europe’s Schengen Area.

A minimum investment of USD 240,000 (BDT 2,94,09,144) is required as a contribution to the National Economic Fund. The application can extend to include a spouse, children under 31, siblings below 18, and parents aged 55 or above, subject to extra charges.

St Lucia imposes no restrictions on dual citizenship, and the investment funds are safeguarded – only payable once the application receives approval from the government.

St Kitts and Nevis

Among the longest-running citizenship programmes in the region, St Kitts and Nevis continues to stand out for its extensive travel privileges and family-friendly provisions. Its passport provides visa-on-arrival or visa-exempt access to 156 destinations worldwide, with citizenship rights extending to future generations through descent.

The entry-level investment starts from USD 250,000 (BDT 3,06,34,525) through the Sustainable Island State Contribution – one of several available options. Applicants can include a spouse, accompanying children below 30, and parents over 55 for added expenses.

No residence or minimum stay is required, and dual citizenship is fully permitted, allowing individuals to maintain their existing nationality.

Türkiye

With its seamless application process and no residency requirement, Türkiye has built one of the most sought-after citizenship-by-investment programmes worldwide. Turkish citizens enjoy open-border or entry-upon-arrival access to 111 destinations, including Singapore and Japan.

Among the available investment routes, real estate stands out as comparatively lower, requiring a minimum of USD 400,000 (BDT 4,90,15,240), which must be maintained for at least three years. The programme extends full citizenship rights to the applicant’s spouse and children under 18.

Over to You

The cheapest countries for citizenship by investment programmes reveal how strategic planning can open global doors without extravagant spending. Comparably, Nauru remains the most cost-efficient, while Türkiye ranks as the costliest in this lineup. North Macedonia leads as Europe’s lowest-entry option, with Dominica positioned mid-range – closely followed by Antigua and Barbuda, St Lucia, and St Kitts and Nevis. Eventually, securing citizenship through investment has become a strategic move to diversify assets and safeguard one’s legacy for generations.